HAP's Latest News

Enhanced Savings for Health Coverage Now Available through Pennie

April 20, 2021

Pennsylvanians seeking to purchase health insurance, or those who may want to change their plan, now have access to additional financial assistance to help pay for coverage on the state’s health insurance marketplace, Pennie.

Today, officials with state Insurance and Health departments announced that Pennie has been updated to reflect the “life-altering” savings made available through the American Rescue Plan (ARP). Signed into law March 11, 2021, the ARP temporarily expanded health insurance marketplace subsidies to make health care coverage more affordable for Americans during the pandemic.

During a press briefing today, Pennsylvania Insurance Department Commissioner Jessica Altman said the additional savings mark a “complete transformation” in the way people pay for health insurance, capping premiums at 8.5 percent of income and significantly lowering the cost of premiums for hundreds of thousands of Pennsylvanians.

“These savings will provide real relief to those current customers and can be a game-changer for the thousands of Pennsylvanians who are currently going uninsured,” Altman said.

Current Pennie customers with individual plans will receive about $87 in additional monthly savings and those with family plans will average about $118 in additional savings, Altman said. Many customers will find plans with no deductibles or premiums, she added.

During the press briefing, Pennie Executive Director Zachary W. Sherman said:

  • By June, the state will adjust current enrollees’ plans to reflect the enhanced savings from the ARP. Residents also can opt to update their applications on their own
  • About 110,000 Pennsylvanians who previously were ineligible for financial assistance due to their income can now receive financial assistance. These individuals should submit a full application on Pennie to receive the enhanced savings from the ARP

Due to a COVID-19 Special Enrollment Period, residents can enroll in coverage starting as soon as May 1 and have until August 15 to enroll in a plan.

“Our top priority is to connect Pennsylvanians to quality, affordable health coverage, and there has never been a better opportunity to do so,” Altman said.

With specific questions about your 2021 health insurance options or how to sign up, visit Pennie’s contact page. Consumers who need to shop for insurance can use the plan comparison tool, and customer service is available over the phone and online.

For questions or more information about 2021 enrollment, contact Jolene Calla, Esq., HAP’s vice president, health care finance and insurance.