ACA Plans Increase Consumer Options; Request Modest Increases > Hospital Association of Pennsylvania


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ACA Plans Increase Consumer Options; Request Modest Increases

July 31, 2019

According to today’s announcement from the Insurance Commissioner, Pennsylvania consumers will have more options, markets will have greater competition, and rate increases will be lower than some previous years.

The key takeaways for consumers:

  • All 67 counties will keep the insurers that offered coverage during 2019, for 2020
  • One insurer will expand into 14 new counties, giving two counties with single insurers––Fayette and Greene––a second option
  • Consumers in Bucks, Chester, Delaware, Philadelphia, and Montgomery counties will get an additional insurer offering coverage in the individual market

In total 19 counties will have more insurance options. Only six counties will have a single insurer.

HAP and Pennsylvania hospitals join the commissioner in urging consumers to get ready for this fall’s open enrollment, when they can compare their current plans to others offered on the marketplace. The association and Pennsylvania hospitals will work closely with the Pennsylvania Insurance Department and other stakeholder groups to provide information and resources to help guide consumers to secure comprehensive health insurance and convenient, timely access to needed health care services.

HAP supported Act 42 of 2019, which allows the state to run an online exchange beginning during 2021, and to implement a reinsurance program to help fund some of the highest health care claims in the individual market.

For information about the insurance market in Pennsylvania and the impact of coverage, contact Jeff Bechtel, senior vice president, health economics and policy.

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