Medicare Open Enrollment Ends December 7—Beneficiaries Should Review Options and Sign Up
November 27, 2018
Medicare Open Enrollment provides an opportunity for all Medicare beneficiaries to consider their health care coverage. The Medicare Open Enrollment period closes December 7, 2018. Eligible individuals are encouraged to review the available options and select the plan that best meets their needs prior to the deadline.
Resources are available at www.Medicare.gov to help Medicare beneficiaries review their current enrollment and use a plan finder to compare coverage options.
The federal Medicare health insurance program is for:
- Individuals age 65 or older
- Certain younger individuals with disabilities
- Individuals with end-stage renal disease
Original Medicare allows beneficiaries to sign up for:
- Part A—Hospital coverage for inpatient hospital stays, care in skilled nursing facilities, hospice, and some home care. Most individuals do not have a Part A premium because they or their spouse have at least 40 quarters of Medicare-covered employment. (Cost and coverage details for Medicare Part A)
- Part B—Medical insurance that covers certain doctors’ services, outpatient care, medical supplies, and preventative services. (Cost and coverage details for Medicare Part B)
- Part D—Prescription drug coverage (Cost and coverage details for Medicare Part D)
- Medicare supplemental insurance (such as Medigap) helps to pay some of the costs that Original Medicare does not cover, such as copayments, coinsurance, and deductibles. Cost and coverage details vary based on the plan selected.
As an alternative, Medicare Advantage (also called Part C) combines hospital, medical, and prescription drug coverage. (More information about Medicare Advantage plans)
Pennsylvanians who are not eligible for Medicare or Medicaid and do not have coverage through their employer are encouraged to seek insurance through the individual market at HealthCare.gov. The open enrollment period for health plans selected through HealthCare.gov continues through December 15, 2018.
HAP and Pennsylvania’s hospitals and health systems continue to press for health insurance coverage for all Pennsylvanians. Continued outreach for Medicare and HealthCare.gov signups during the open enrollment periods is crucial to achieving health insurance coverage for all Pennsylvanians.